As many economists expected, the Bank of Canada announced today that it is increasing the overnight rate .25 per cent, the fourth increase since last summer, given strong economic improvements. The economy and job market are performing well, housing is beginning to stabilize, oil prices have gone up, exports are strong and businesses are spending. The Bank also wants to keep inflation near target. The Bank “will continue to take a gradual approach” to further increases and is certainly watching the affect of ongoing tariff disputes and the “economy’s adjustment to higher interest rates.”Read More
Combine the coleslaw and onion in a large bowl.
In a separate bowl, combine the sugar, salt, pepper, milk, mayonnaise, buttermilk, vinegar and lemon juice; mix until smooth. Pour mixture over the coleslaw and onion; stir well and chill for 1 hour.Read More
The Government of Canada provides great resources that helps individuals recognize fraud. Click the link below to educate yourself on all the different types of fraud and how to avoid them.Read More
Life insurance is one of those things people hate to take about, but their loved ones will wish they did when the time comes. Death is imminent. Most of us will live well into our senior years, but unfortunately the reality is that some will not. Life is unpredictable and when the unexpected happens you want to make sure that your family is not left with a burden far beyond the grief of losing a loved one.Read More
We are less than 3 months away from our 8th EFG Annual Charity Golf Tournament that will be held at Northview Golf and Country Club this year! Invitations were sent out by email at the beginning of June with a link to the EFG Golf website where you can sign up and pay for your registration using PayPal.Read More
Alejandra was born in Venezuela, where she lived for 15 years before moving to Mexico City and then to Canada in 2013. Alejandra completed the CFP Strategic Investment Planning Course in 2017 and obtained her Bachelor of Business Administration Degree with a major in Financial Services in 2018. Alejandra is currently in the process of obtaining her LLQP Life License. In her free time, Alejandra enjoys taking on art projects such as drawing and painting.Read More
Five-year-old Alina has been battling a brain tumour her whole life. At only 18 months old, doctors diagnosed the tumour and Alina underwent two brain surgeries to try to remove the cancer. While the surgery helped save her life, doctors were only able to remove half the tumour, and the procedure left her completely blind. Despite the new disability, her parents say the tumour would have killed her within months without the operation.Read More
Our Client Appreciation Party was a hit! We hope our Everything Financial family had as much fun as we did hosting this amazing event.
We look forward to seeing all of you, and many more, at our annual Client Appreciation Party next year!
Here are some of our favourite moments from this year's event.Read More
You’re probably aware that there have been many mortgage rule changes over the last several years, and you’re almost certainly affected whether you’re an existing homeowner or first-time buyer. These rules are designed to ensure a stable long-term housing market, and to make sure Canadians can handle their debt should rates begin to rise.Read More
The Bank of Canada announced today that it is holding the overnight rate steady, again citing escalating geopolitical and trade conflict risks, which are undermining the global expansion. The Bank also noted that in Canada, the response to the strict qualifying guidelines that went into effect January 1 slowed first quarter growth. The next rate-setting day is Wednesday, May 30.Read More
Our President, Peter Cishecki, and Associate Advisor, Ona Manning, conducted multiple interviews with Blake Price of TSN Radio exemplifying why too choose Everything Financial as your choice to handle all financial strategies and solutions.Read More
Ever wanted to know how to improve your credit score? Here are 5 crucial techniques that finance professionals recommend everyone should live by when trying to improve credit score.Read More
Every morning at 6:45am Peter can be heard on TSN 1040 with Bro Jake and Dave Pratt during his segment called “Business Update with Peter Cishecki”. Peter covers various business topics including issues that arise from his day to day interaction with new and existing clients.Read More
We are currently working on our website for the Everything Financial Annual Charity Golf Tournament which will be accessible through our EFG website and at www.efggolfclassic.com. The website will allow those wanting to attend as well as sponsors and donators to sign up and pay directly through the site using PayPal.Read More
More new mortgage rules come into effect January 1, which will make it trickier to negotiate a mortgage for many Canadians. But with a little expert advice, I can help ensure you have a happy new year that keeps you on the path to prosperity for the coming year and beyondRead More
TFSAs are an excellent way to deflect tax. The annual maximum contribution to a TFSA was $5,000 from 2009 – 2012 and increased to $10,000 for 2015; $5,500 for 2016 and beyond. The contribution room by 2017 is therefore $52,000 per person (over age 18).Read More
Everything Financial would like to welcome our newest members of the Everything Financial Team. Tami Romanchuk will be joining us as a Financial Advisor working out of our Victoria office and Ona Manning will be mentoring under Peter as an Associate Advisor at our Surrey location.Read More
This year was the first year that Everything Financial has been involved in the Guildford Toy Mountain Toy Drive. This year's Toy Mountain campaign collected more than 13,000 toys and nearly $63,000 in donations for Lower Mainland families in need.Read More