Insurance

Insurance and Income Protection is made easy using our Onmi Formula process. We have products from the major insurers in Canada at our disposal to ensure that you receive the best value for your money and offer a wide variety of permanent and term life insurance products with the flexibility to meet your unique needs. In any given year: – 1 in 106 people die – 1 in 88 homes catch fire – 1 in 70 motor vehicles is involved in an accident causing disability, injury or death – 1 in 7 people are disabled. Are you and your loved ones protected?

Insurance and Income Protection is made easy using our Omni Formula process. We have products from the major insurers in Canada at our disposal to ensure that you receive the best value for your money and offer a wide variety of permanent and term life insurance products with the flexibility to meet your unique needs. 

In any given year: – 1 in 106 people die – 1 in 88 homes catch fire – 1 in 70 motor vehicles is involved in an accident causing disability, injury or death – 1 in 7 people are disabled. Are you and your loved ones protected?

Individual Insurance

Most people buy life insurance to help ensure that their unexpected death will not negatively impact the financial security of those they love.

Business Insurance

Everything about your business success is dependent on you, and if you die, become disabled, or become critically ill, everything stops.

Critical Illness

If you develop a critical illness, you may need to take time off work, arrange additional care for your children, travel to specialized treatment centres and more.

Disability Insurance

If illness or injury prevents you from doing your job, you can help make sure your income continues uninterrupted.

Long Term Care

As you age, you start to realize the importance of having the right plans in place to make sure you receive the care you need if health challenges arise.

Accident & Illness

Accident and illness insurance provides affordable coverage for a range of accident-related situations, including broken bones, burns, paralysis, hospitalization and more.

FlexSave

FlexSave™ is a Private Health Services Plan (PHSP) for self-employed individuals which will allow them to pay their health and dental expenses in a tax-effective and cost-efficient manner.

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Each Wealth Management Company has been hand selected and vetted to ensure they meet the expectations and standards that Everything Financial upholds.

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Testimonials

“The North Delta Minor Hockey Association would like to extend a warm thank-you for your generous donation of two Canucks tickets towards our raffle at the H2-4 Christmas tournament. Thank you for your support and assisting us in making our tournament a great success.”
Tracey North Delta
“My husband passed away unexpectedly and “ Peter Cishecki “ and his competent team ( Shannon and Jenny) have been unbelievable. Peter, has taken care of my financial planning needs. With Peter by my side, with guidance , planning, care and “ family” support , this very difficult time in my life has been made so much easier. I truly appreciate the support from Peter and his team at the Surrey office. Thank you Everything Financial.”
Darcee New Westminster, BC
“I have recently and unexpectedly retired long before I anticipated. This welcome situation has been orchestrated by Peter Cishecki and his competent staff. I am delighted to have time now to enjoy my new passion, golf! Thank you!”
Faye White Rock, BC
“Peter Cishecki has taken care of our family’s financial planning needs for nearly 10 years. He was referred to us by a friend and we have since referred him to other family members and friends. We have gained knowledge and net worth under his guidance and are appreciative of his continued support towards our financial goals. Thank you Peter and Everything Financial.”
Tanya Calgary, AB