Your Money Podcast

Welcome to the Your Money podcast! The goal of our podcast is to educate listeners and viewers so they can take control of their personal finances saving money on fees, getting better returns on their investments, and paying less taxes.

Each week on the podcast hosts David Pratt and Peter Cishecki, President of the Everything Financial Group, are joined by industry expert guests to discuss in-depth everything you need to know about the most important topics in the world of personal finance.

Have a question for our hosts? Get your burning questions on anything in the world of personal finance answered on a future episode. Email us at yourmoney@everythingfinancial.com 

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-NEW PODCASTS EVERY TWO WEEKS! in depth free personal finance advice SPOTIFY

-CTV MORNING LIVE SEGMENTS WEEKLY! short updates on current topics

Top 10 questions to ask your financial planner

An outline of what you need to ask your Financial planner at the beginning of your Financial Journey

 

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"Your Money" personal finance podcast episode 1 Season 3

The best of your money! Top 10 questions from the season!

The top advice from season 2

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TFSA's made easy! - 10 key questions on the new RRSP season! plus bonus listener questions

10 key Questions on TFSA’s (tax free savings account) or as we like to call it the new RRSP season

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Taxes made easy! (Canada) 10 key questions and answers

Tax strategies to keep your money!

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Property Insurance 101! 10 key Questions with Joshua Krenus

Josh is the CEO of Alteri insurance. Alteri is home to thousands of clients, and millions in written premium.

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There is no such thing as RRSP Season 2022!10 key questions

RRSP’s or registered retirement savings plans can be a great way to save on tax and save for your future.

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Portfolio Management Made Easy! 10 key Questions with Janice Sowden

Vice President at Connor, Clark and Lunn joins us to answer and explain

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Notary Public service 101- 10 key questions

Notary public services include will and estate planning, real estate conveyancing and general notary services

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Understanding disability Insurance with 10 key Questions!

A disability can affect your entire family so its important to understand and explore your options!

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10 New Years financial resolutions!

Think about your financial future!

10 simple resolutions to add to your list that will improve your personal finances!

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Mortgage Lending 101- Helping you get into the BC housing market!

Mortgages made easy! 10 key Questions and answers

Helping you get into the BC housing Market

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Understanding life insurance with 10 simple questions!

Life insurance made easy! 10 key Questions and answers

 

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What's the difference between ‘Fee Based Financial Planning’ and a ‘Commission Based Advisor

Know what your paying for and what services you will be receiving

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Season 2-E;pisode 4- Top 10 Questions to ask your financial advisor

Join Peter Cishecki President of Everything Financial to make sure you are well taken care of with these 10 Questions to ask your financial advisor!

 

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Season 2-Episode 3-Writing off interest on your mortgage

Join Peter Cishecki President of Everything Financial to learn How to Deduct Interest from your mortgage in Canada and the impact that can have

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Season 2 Episode 2-RRSPs vs TFSAs

Join Peter Cishecki from Everything financial to learn about RRSPs and TFSAs-
What are they? How do they work? What are the contribution limits?
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Season 2 Episode 1- The OMNI formula

The OMNI formula, a comprehensive financial plan-Having a financial plan is the first step to having financial freedom and empowering yourself, take control and own your financial future!

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Episode 15- Tax planning

In Episode 15 of the Your Money podcast, Peter and Jon get into everything you need to know about tax planning. They also discuss why it is such a crucial part of a comprehensive financial plan.

Episode 14-Ask Peter

In Episode 14 of the Your Money podcast, Peter answers listeners’ personal finance questions on RRSPs, Reverse Mortgages, cryptocurrency, and much more.

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Episode 13-RRSP myths

In Episode 13 of the Your Money podcast, Peter and Jon debunk the biggest myths around RRSPs that cost you money that the big banks and mutual fund companies don’t tell you.

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Episode 12-Mortgage mistakes

In Episode 12 of the Your Money podcast, Peter and Jon are joined by mortgage expert Vy Tri Troung who reveals the most common mortgage mistakes and misconceptions that end up costing consumers more of their money, and how to fix them.

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Episode 11-Personal finance resolutions

In Episode 11 of the Your Money podcast, Peter and Jon discuss the top 10 New Year’s Personal Finance Resolutions to make in 2021. This can be the year you can get your money truly working for you with a proper financial plan for your future.

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Episode 10-Retirement

In Episode 10 of the Your Money podcast, Peter and Jon discuss five unexpected expenses in retirement that happen with regularity. They explain how you can incorporate them into your financial plan so you can retire worry free.

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Episode 9-Divorce and family law

In Episode 9 of the Your Money podcast, Peter and Jon are joined by special guest Stuart Zukerman of Zukerman Family Law. They discuss the increase in divorce rates as a result of the pandemic, and how the various types of spousal support impacts taxes plus many more family law and taxes questions. You can connect with Stuart at zukermanlaw.ca.

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Episode 8-Financial review

In Episode 8 of the Your Money podcast, Peter and Jon are joined by Vice President of Connor Clark & Lunn Private Capital, Janice Sowden. Janice provides a Third Quarter Financial review and discusses world and Canadian markets and the impact of the pandemic on market recovery. Plus, they discuss what historical analysis of past economic turbulence can tell us. You can connect with Janice at cclprivatecapital.com

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Episode 7-Will and Estate planning

In Episode 7 of the Your Money podcast, Peter and Jon are joined by special guest BC Notary Public, Bart Aldrich. They discuss everything you need to know around Wills, Estate Planning, Powers of Attorney, and Advanced Medical Directives and how they are all a critical part of your overall financial plan. You can visit Bart at coquitlamnotarypublic.ca.

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Episode 6-Covid 19 Emergency relief

In Episode 6 of the Your Money personal finance podcast, Peter and Jon discuss everything you need to know about the recently implemented changes to the Federal government’s various COVID-19 emergency relief benefit programs for both individuals and businesses.

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Episode 5-Ask Peter

In Episode 5 of the Your Money personal finance podcast, Jon asks Peter many of the top listener and viewer questions that have come into the yourmoney@everythingfinancial.com email. Questions range from how much money you need for retirement, ways to lower your taxes and save money on fees, and much more.

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Episode 4-Mortgages

In Episode 4 of the Your Money personal finance podcast, Peter Cishecki is joined by mortgage expert Vy Tri Truong. The guys get into everything you need to know about mortgages whether you are a first-time homebuyer or needing to refinance or renew your mortgage. They also discuss using a mortgage broker versus the bank and the different options of mortgage that exist including Home Equity Lines of Credit and the best ways to lower your costs of borrowing.

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Episode 3-Financial plans

In Episode 3 of the Your Money personal finance podcast, Jon and Peter discuss Everything Financial’s proprietary OMNI Formula. Peter explains how he developed the OMNI Formula and what it is all about as a system to help individuals achieve their financial goals and obtain a work-optional lifestyle. Peter also discusses why having a financial plan at whatever stage you are in life is critical, especially in turbulent times like these.

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Episode 2-Canada Emergency Response

In Episode 2 of the Your Money personal finance podcast, Jon and Peter discuss the various COVID-19 emergency benefit programs the federal government has already rolled out for individuals and businesses. The guys tell you everything you need to know about the Canada Emergency Response Benefit, the Canada Emergency Wage Subsidy, the Canada Emergency Business Account, and more.

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Episode 1-Banking

In Episode 1 of the Your Money personal finance podcast, Jon and Peter tackle the issue of hidden fees and the lack of transparency in mutual funds and many banking products that end up costing you significant dollars every year.

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Podcast Trailer

Welcome to the Your Money Podcast! Each week on the Your Money podcast, host Jon Abbott and Peter Cishecki, President of the Everything Financial Group, are joined by industry expert guests to cover a wide-range of often misunderstood finance products including; Mutual Funds, Mortgages; Disability and Critical Illness Insurance; Retirement Planning; TSFAs vs. RSPs; Robo-Investing, and much more. Listeners can learn more so they may pay less fees on their investments and banking products; earn and save more money for their retirement, and pay less taxes.

Have more questions about your personal finances?

Our financial program will take the guess work out of investing for your future and meet your unique needs to help reach your financial goals.

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Testimonials

I heard Peter on the Team 1040 and was hooked to his advice.  I eventually sat down for a mortgage renewal and was introduced to the Omni Formula. I have never had a retirement plan, now I have one and I can feel the financial weight lifted off my shoulders. I work less and enjoy life now . Thank you Peter, Vy Tri and Leanne for all you have done for me
Tor N
Our second year with Brian. Our first year was a major catch up! We're very happy with the service we have received and look forward to going back every year to have our taxes done!
Tricia S. Langley, BC
"I wanted to say how much I appreciate your dedicated hard work in providing me with a good solid income in making the right decisions for me to enjoy my life without worrying about my finances."     
Anne Cookson Kitchener, On
"Peter and his team have been extremely patient and have provided sound advice when helping my folks who are both retiring and needed a plan that would meet their needs in a few years time. His step by step approach helped my parents understand exactly what they need and have also reassured them that their ongoing meetings quarterly will help to ensure their investments and their retirement plan is EXACTLY what they want and need. If you want help getting your parents into the golden years - see Peter and team at Everything Financial."
Alan Maple Ridge, BC
"It is never easy to manage all the details when a loved one passes, no matter how prepared you think you are, somehow there is always unexpected. I am so grateful that the Omni Estate Program was suggested to me when I became the POA for my father and knew I would ultimately be his executor. When my father passed, it took just one email to Everything Financial Group to relieve me of all the pressure and stress. The phone call I received in response assured me that all the financial details of my father's estate would be looked after. I was provided with a list of the few things that I needed to do, and the Omni Estate Program looked after the rest. The staff of Everything Financial Group couldn't have been more helpful and supportive. They guided me through the few steps that required my involvement and worked with the Omni Estate Program to take care of the rest. From what I learned and observed through this process, I envision that the Omni Estate Program saved me many hours of stressful uncertainty with documents, issues, and agencies that are totally foreign to me. I highly recommend the Omni Estate Program as managed by Everything Financial Group."  
Barbara M Delta, BC
Peter, Christine, and Everything Financial Staff, Words cannot express how grateful we are for the generous gift that you gave Carly and Adelyn. To be included as one of the families benefiting from your generosity is an honor that we will forever cherish. You are beautiful people! People like you make such a difference in our world! You are truly inspiring! we will always remember your support and help! We look forward to participating in the Everything Financial Annual Charity Golf Tournament and giving back! With heartfelt and gratitude,  
Sandra and Darcy Malchuk Langley, BC
“The North Delta Minor Hockey Association would like to extend a warm thank-you for your generous donation of two Canucks tickets towards our raffle at the H2-4 Christmas tournament. Thank you for your support and assisting us in making our tournament a great success.”
Tracey North Delta
“My husband passed away unexpectedly and “ Peter Cishecki “ and his competent team ( Shannon and Jenny) have been unbelievable. Peter, has taken care of my financial planning needs. With Peter by my side, with guidance , planning, care and “ family” support , this very difficult time in my life has been made so much easier. I truly appreciate the support from Peter and his team at the Surrey office. Thank you Everything Financial.”
Darcee New Westminster, BC
“I have recently and unexpectedly retired long before I anticipated. This welcome situation has been orchestrated by Peter Cishecki and his competent staff. I am delighted to have time now to enjoy my new passion, golf! Thank you!”
Faye White Rock, BC
“Peter Cishecki has taken care of our family’s financial planning needs for nearly 10 years. He was referred to us by a friend and we have since referred him to other family members and friends. We have gained knowledge and net worth under his guidance and are appreciative of his continued support towards our financial goals. Thank you Peter and Everything Financial.”
Tanya Calgary, AB