Omni Formula

Launch your financial future 

Retirement savings is not a financial plan, and no one’s financial situation is too simple or too complex. “Omnia” is Latin for “everything” − which is how we approach intelligent wealth management. Integrating investments, taxes, insurance, mortgages, wills and estates, the Omni Formula is our proprietary, solution-based system designed to create your unique roadmap for a work-optional lifestyle.

Investment Management

We have relationships with several wealth management companies whose sole responsibility is to design and manage our clients’ investment portfolios and maximize their returns.

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Tax Planning

Our wealth management specialists collaborate with income tax professionals to make the process of filing your taxes as seamless as possible while creating tax-saving strategies that benefit you year after year.

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Insurance

Through our partnerships with the major insurance companies in Canada, we offer a wide variety of products for the best value, including individual insurance, business insurance, disability insurance, critical illness, long-term care, and accident and illness.

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Mortgages

Your home is often your largest asset. As part of your complete financial plan, we’ll place your mortgage with the most appropriate lenders for your circumstances, steering clear of restrictive mortgages with enticingly low rates and other common pitfalls.

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Wills and Estates

Making a will is a critical part of planning for your family’s future. We review your potential estate plan, create a strategy to minimize tax and administration costs, and work with you and your lawyer to ensure your loved ones will be looked after.

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Since 2018, Everything Financial and the Omni Formula plan have been invaluable for Shaif and Brenda.

Shaif and Brenda

On the Omni since 2018

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The Process

Complimentary introduction meeting

Our relationship begins with a meeting to learn all about you – where you’re at in life and where you would like to go. We don’t turn anyone away and there’s nothing to lose.

15-minute Omni Express form

Complete the Omni Express intake form. Your time is valuable, and we’ve streamlined our entire intake process to make this step pain free.

Your current journey

From the information gathered in steps 1 and 2, we will provide you with a clear picture of the journey you are currently on, which goals you will be able to achieve and how you may need to reroute to reach others.

Ideal destination

Once we establish your starting point you can decide what your ideal journey will be; where do you want to go on this journey and when do want to get there. Retirement is the most likely the ideal destination, but the journey is about all the things you want to do along the way. This could include family vacations, a special purchase, paying off debts or just improving your current quality of life.

Road map to success

Just like the GPS in your car we will provide you with different options to reach that ideal destination while helping you decide which one will work the best for you. The map can have many turns along the way and our job is to keep on the right road to reach your ideal destination on time.

Performance review

Once a year we will review your plan and see if you want to make any changes in your destination; have you made a detour along the way and do we need to get you back on track? We track the progress you’ve made to keep you on the right path.

Final destination

Your destination, whatever it may be, will be clearly defined through our Omni Formula process. The final destination may change over the course of time, but through our process we will be able to change with you, no matter what the detour is.

The home of “YES”

What’s the one word you should never hear from your financial advisor? ‘No’. At Everything Financial, we are the home of ‘YES’. It’s your money, and you should decide how to spend it. A CFO in your back pocket, our role is to offer intelligent guidance, responsive support, and the tools to get you where you want to go. Allow us to get to know you and your dreams with a complimentary hour-long visit that launches you onto the road to financial freedom.

Testimonials

Sandra and Darcy M

Langley, BC

Words cannot express how grateful we are for the generous gift you gave Carly and Adelyn. To be included as one of the families benefiting from your generosity is an honour that we will forever cherish. You are beautiful people, truly inspiring and we will always remember your support! We look forward to participating in the Everything Financial Annual Charity Golf Tournament and giving back.

Barbara M

Delta, BC

When my father passed, it took just one email to Everything Financial to relieve me of all the pressure and stress. The phone call I received in response assured me that all the financial details of my father’s estate would be looked after. I was provided with a list of the few things that I needed to do and the Omni Estate Program took care of the rest. From what I learned and observed through this process, I know the Omni Estate Program saved me many hours of stressful uncertainty with documents, issues and agencies that are foreign to me.

Kristian I

Victoria, BC

Derek and his team have provided an extremely high level of service with my investments and tax planning. After meeting with Derek, he created a comprehensive plan for my financial future that suited both my goals and risk tolerance. The portfolio manager and my investments have performed extremely well, and it is nice having complete transparency about the fees I am paying. Derek is never too busy to answer a call or an email and has always gone the extra mile to make sure I make sound financial decisions. I appreciate that I have been able to set up, contribute and manage my account entirely over the phone or email. I highly recommend Derek, his team and Everything Financial for any financial services you may need.

Robbie F

Langley, BC

I worked with Derek, who helped me organize my finances as I entered into a new job as a realtor. His expertise and advice were much needed and his communication throughout the process was top of the line. I would strongly recommend Everything Financial for any of your financial needs!

Louise L

White Rock, BC

Our financial advisor is very knowledgeable and sets everything up in a way that truly benefits us! We were paying too much for our life insurance through another provider and our new advisor is going to get us more coverage with lower monthly payments.

AK

Coquitlam, BC

I hired Peter because he’s BY FAR the best, the “Tom Brady” of financial planning. My wife and I have been working with him for a couple of years now and we are so happy with the results. We took our time selecting a financial advisor. I’d been listening to Peter on the radio for years and so we knew that Everything Financial was the right choice. Everything Peter said on the radio turned out to be true. He under-promised and over-delivered. His knowledge of Canadian financial matters is vast. We use his accounting department for our revenue property, his mortgage broker and his tax advice and preparation services. We only wish we had started working with him a few years earlier.

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