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What’s the difference between paper wealth and liquidity? Trevor Parkhouse breaks it down.

Paper wealth includes assets like home equity, RRSPs and GICs but that doesn’t always mean you have accessible cash when you need it. The key takeaway? Diversification matters. Options like a home equity line of credit or a tax-free savings account can help improve liquidity and give you more financial flexibility.

Tune in to learn how to create more breathing room in your finances.

This week, Hayley Mann joins CTV Your Morning Vancouver to break down what a Registered Retirement Income Fund (RRIF) is and how to use it effectively. While many wait until age 71 to withdraw, starting earlier may help reduce taxes and improve estate planning.

Tune in to learn how to make the most of your retirement savings.

Don’t buy insurance out of fear. Trevor Parkhouse joins CTV Your Morning Vancouver to share practical advice on protecting your income and planning ahead.

From disability insurance, which can be just as important as life insurance, to understanding critical illness coverage and the gaps in workplace benefits, Trevor explains what you need to know to make informed decisions.

Listen in for clear, valuable financial insight.

Hayley joins CTV Your Morning Vancouver to talk RRSPs and smart retirement planning. An RRSP isn’t a one-size-fits-all solution — whether you should contribute depends on your income, financial goals and overall plan. While RRSPs can help lower your taxable income (and potentially your tax bracket), it’s important not to overcontribute without understanding the long-term impact.

Tune in to learn more, and before making any decisions, speak with a registered financial planner to determine what’s right for your situation.

It’s a common question, and the right answer isn’t the same for everyone.

The decision depends on:

• Interest rates and expected investment returns
• Your cash flow and risk tolerance
• Short and long-term financial goals

Peter explains how to weigh your options and decide which approach makes the most sense for your situation.

If you’re facing debt in retirement, the right solution depends on your goals and financial situation.

Key differences include:

• How each option impacts your home equity
• The effect on cash flow and monthly obligations
• Long-term consequences for your estate and legacy

In this video, Peter breaks down when a reverse mortgage may make sense and when a consumer proposal could be the better path.

In this final session of 2025, Peter looks ahead and shares your essential 2026 financial to-do list on CTV Morning Live Vancouver.

Here are a few key takeaways:

• Review or update your will if it hasn’t been done in the last five years.
• Think twice before contributing to an RRSP if your income is under $50,000 — you may be in the lowest tax bracket.
• Over 80% of Canadians don’t have a real financial plan. How much money you have (or don’t have) has nothing to do with getting one. Find a Registered Financial Planner and make 2026 the year you get a plan in place.
• Explore strategies to make part of your mortgage tax-deductible and start building passive tax savings.

Tune in for practical insights to help you start the year with clarity and confidence.

If so, where should it go? With Portfolio Management, you hold all the cards.

Advantages include:

• The flexibility to delay income if you’re still working
• The ability to accelerate income if you have a decreased life expectancy
• The opportunity to leave a legacy to your estate, children or a charity

Tune in to this week’s CTV Morning Live Vancouver, where Peter breaks down these details and more.

More retirees are carrying mortgage debt than ever before, and it’s not always a bad thing. In this week’s session, Peter breaks down:

• Why more people retire with mortgages
• When it’s not actually a problem
• Smart ways to manage it

Retirement doesn’t have to mean being mortgage-free — it means being financially smart.

An Ontario woman was shocked with a $660,000 tax bill after both her parents passed away just months apart. How did this happen — and how can you protect your family from the same fate?

This week, Peter breaks down:

• What happens to your RRIF when you pass away
• How rental properties and family cottages are taxed
• Smart steps to reduce estate taxes and preserve wealth

Don’t wait until it’s too late — learn how to plan ahead and safeguard your legacy.

Thinking of co-signing your child’s mortgage? Think again.

• You’re liable for 100% of the debt
• It counts against your borrowing power
• Renewal can happen without your consent
• Nearly impossible to unwind if things go sideways

Smarter alternatives: early inheritance (investments, HELOC, reverse mortgage) + estate equalization planning. Peter breaks it all down on this week’s CTV Morning Live Vancouver.

Are you a small business owner?

Tune in to this week’s session of CTV Morning Live Vancouver for Peter’s tips on how to use a personal corporation to build wealth.

Here’s what you’ll learn:

• How leaving retained earnings in your corporation can fuel long-term growth
• How your company can act as your own pension plan
• How to use corporate funds for insurance instead of personal dollars (and even convert taxable investments through insurance strategies)

Don’t miss these insights and more.