Media

Hayley joins CTV Your Morning Vancouver to talk RRSPs and smart retirement planning. An RRSP isn’t a one-size-fits-all solution — whether you should contribute depends on your income, financial goals and overall plan. While RRSPs can help lower your taxable income (and potentially your tax bracket), it’s important not to overcontribute without understanding the long-term impact.

Tune in to learn more, and before making any decisions, speak with a registered financial planner to determine what’s right for your situation.

In this final session of 2025, Peter looks ahead and shares your essential 2026 financial to-do list on CTV Morning Live Vancouver.

Here are a few key takeaways:

• Review or update your will if it hasn’t been done in the last five years.
• Think twice before contributing to an RRSP if your income is under $50,000 — you may be in the lowest tax bracket.
• Over 80% of Canadians don’t have a real financial plan. How much money you have (or don’t have) has nothing to do with getting one. Find a Registered Financial Planner and make 2026 the year you get a plan in place.
• Explore strategies to make part of your mortgage tax-deductible and start building passive tax savings.

Tune in for practical insights to help you start the year with clarity and confidence.

This week, we’re breaking down how to get the most out of your Tax-Free Savings Accounts:

• Emergency Fund – tax-free interest, easy access
• Short-Term Goals – vacations or home projects
• Retirement Growth – long-term investing

Simple strategy. Maximum benefit.

A recent Fraser Institute study (July 2025) found that the top 40% of income earners — families making over $169,000 annually — pay 84% of all taxes in Canada. Is this you? Learn how to legally reduce your tax bill with smart strategies like incorporating, using trusts and tax-efficient investing. Peter breaks it all down on CTV Morning Live Vancouver.

Yesterday was the deadline for most Canadians to file your taxes. Still haven’t done it? Don’t stress—Peter’s got you covered on CTV Morning Live. Here’s what he’s tackling this week:

• Do you get a penalty if you don’t file on time?
• What if you’re self-employed and owe taxes?
• Own a corporation? What are your filing responsibilities?

Avoid last-minute mistakes—get the right info and make smarter financial moves.

It’s tax crunch time, and Peter’s back on CTV Morning Live with some helpful tips:

• Use a tax checklist to make sure you don’t miss anything.
• Common items people forget: medical receipts and charitable donations
• Working from home? You may qualify for home office deductions based on square footage.

Keep more money in your pocket—tune in and file smart.

This week on CTV Morning Live, Peter tackles key tax questions:

• How do investments impact your return?
• What medical expenses can you claim?
• Which receipts rely on the honour system?
• Do you have to use your RRSP receipts?

Get the answers you need for the best return this tax season. Don’t miss it.

The RRSP contribution deadline is fast approaching – Monday, March 3, less than three weeks away. Before you rush to contribute, there are some key factors to consider. Peter joins CTV Morning Live to break it all down. Tune in for the answers you need.

Peter joined CTV Morning Live to discuss important updates for TFSA holders, including next year’s contribution limit, the impact of withdrawals, and tips on deciding between a TFSA and an RRSP. Make sure you’re maximizing your savings potential as the year wraps up.

Peter joined CTV Morning Live to discuss the changes to Canada’s Capital Gains that are now in effect. What does this mean? Who does it effect?

Spending your tax refund on vacation is a lot of a fun, but is it the best way to take advantage? Peter joins CTV Morning Live to discuss different options for how to use your tax refund.

Peter joined CTV Morning Live to chat about the recent capital gains tax changes. Do these changes truly affect the wealthy? Who will this affect the most and how will spending affect inflation?